Motorcycle Injury Lawyers:
Serving Clients Throughout Florida
Erik G. Abrahamson
Injury Attorney
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for a Free Evaluation of your Personal Injury Case
Call 800-538-4878
or EMail us
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Automobile Accidents
Bicycle Accidents
Motorcycle Accidents
Medical Malpractice
Animal Bites
Nursing Home Abuse
Premises Liability
Product Liability
Slip and Falls
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Motorcycle insurance law in Florida has most motorcycle owners confused. Most motorcycle owners believe that they will be covered by their automobile insurance. In Florida, insurance is not required for the owner and rider of a motorcycle. And the PIP coverage a motorcycle owner may have on his car, will not cover the owner if injured on his motorcycle.
PIP Coverage
As you may know, PIP coverage is Florida's no-fault auto insurance that pays 80% of your medical bills and 60% of your lost wages for an automobile accident, no matter who is at fault . This coverage is required if you own a car, but will not cover you if you are injured on a motorcycle. Some insurance companies do offer a special motorcycle PIP that is similar to the coverage offered for an automobile. However, since motorcycle PIP is not required by Florida law, the coverage is not regulated by Florida law. Motorcycle PIP is governed by the terms of the insurance contract. The following coverage should
be carried by all persons who own and ride motorcycles.
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Free Motorcycle Injury
Case Evaluation
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Property Damage
Property damage liability coverage protects you if you damage someone else's property with your motorcycle by driving negligently. It does not protect you for any bodily injury the other person sustains due to your negligence.
Uninsured Motorist Coverage
If you are injured in a crash, the negligent person's Bodily Injury (BI) liability coverage should cover your medical bills, lost wage and pain & suffering. However, what if your bills, lost wages and suffering exceed the coverage that person has? Or worse, that person causing the crash has no BI coverage at all? You must have uninsured motorist (UM) coverage to protect you. UM coverage takes the place of the BI coverage the negligent driver did not have or will supplement the BI coverage if it is insufficient to cover all your damages. Since most motorcycle accidents result in serious injuries to the rider, many minimum BI policies (often only $10,000) are not enough to cover all the rider's damages. You can also get "stacked" UM coverage, which increases your UM by the number of vehicles you own. Please note that if you have UM coverage on your car, it will cover you on the bike. However, the "stacking" option will make sure your UM limits are high enough to cover significant medical bills, lost wages and pain and suffering. If you wait until after the crash, it will be too late!! If you have any questions, feel free to call
24/7.
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Abrahamson, Uiterwyk &
Barnes has multiple firm locations throughout Pinellas and Pasco Counties where we can meet clients with appointments.
We also have firm representatives which can meet you at your office, home or
hospital room.
Abrahamson, Uiterwyk & Barnes practices
personal injury law throughout the
State of Florida with
our main offices in Clearwater and Tampa. Our clients reside throughout the
western and central areas of Florida. We
also have attorneys licensed to practice in the states of Colorado and
Louisiana.
Our practice is primarily in the area of serious personal
injury and wrongful death, with emphasis on
motorcycle injury accidents, motor vehicle accidents, premises
liability and nursing home abuse.
We are actively involved with The Academy of Florida Trial Lawyers and are
also members of The Association of Trial Lawyers of America. And, of
course, our attorneys are members of state and local bar associations.
We frequently represent clients on a co-counsel basis with attorneys from
around the country.
We are proud of our our legal team. Our team offers prompt, high-quality,
aggressive representation and we would be pleased to offer advice on any Florida injury
case.
Of course, there is no charge for your initial consultation and
motorcycle injury case
evaluation.
Principal
Office: Clearwater, FL
2639 McCormick Drive
Clearwater, FL 33759
We are also available for consultation by appointment at
other locations.
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